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Camera Financing - Finance your purchase in just a few steps
Whether you're buying a camera, scope, a new lens or studio equipment, we know this can be a considerable investment. That's why we offer you the ability to make your purchase on finance and spread the payments.
If you spend £250 or more, you can choose the finance package that's right for your budget, whether it's a personal loan that's Interest-Free, where you pay 0% interest over 6, 12, 24 or 36 months with no hidden costs or surprises, or a personal loan that's interest-bearing, where you can extend the life of your policy up to 48 months. The process only takes a few minutes and decisions are normally made shortly after submitting.
You'll find the below finance calculator on every finance qualifying product page, this will allow you to check what finance products are available and find a package that suits your budget best. Look out for 0% APR Interest-Free Finance across 100's of products.
It's as easy as:
Easily spread the payments with our range of finance solutions.
Choose the finance package that suits you best.
Apply from our checkout
Easy online application
Instant Decision
We process your order
Simply choose your repayment period and choice of initial deposit. Look out for the promotional Interest Free offers.
Summary
Total amount repayable . Fixed APR representative. Annual Rate of Interest Fixed.
The approval of your application depends on your financial circumstances and borrowing history. Terms and conditions apply.
Representative Examples
Our Pay on Finance options are designed to be as straightforward and clear as possible, ensuring that all customers fully understand the services available. Use the calculator above to simulate products that may be available, which will give you an idea of how much you'll have to pay back each month. On selected products and during promotional periods we also offer interest-free options, where advertised you can get all the details you need from the finance calculator on the product pages.
| 0% finance over 12 months | 12.9% finance over 48 months |
| ● Total order value = £600 | ● Total order value = £600 |
| ● 10% deposit = £60 | ● 10% deposit = £60 |
| ● Total amount of credit = £540 | ● Total amount of credit = £540 |
| ● Duration = 12 months | ● Duration = 48 months |
| ● 12 monthly payments of = £45 | ● 48 monthly payments of = £14.27 |
| ● Interest rate(fixed) = 0% | ● Interest rate(fixed) = 12.9% |
| ● Interest charged = £0 | ● Interest charged = £144.96 |
| ● Total amount payable = £600 | ● Total amount payable = £744.96 |
| ● Cost of Credit = £0 | ● Cost of Credit = £144.96 |
| ● 0% APR Representative | ● 12.9% APR Representative |
Frequently Asked Questions
1. Are at least 18 years old
2. You're in paid employment or have a regular income (minimum 16 hours per week or £6,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
3. Are a permanent UK resident and have lived in the UK for at least 3 years
4. Have a UK bank account capable of accepting Direct Debits
5. Have a good credit history with no late payments, debt relief orders, County Court Judgment (CCJs), Individual Voluntary Arrangement (IVAs) or bankruptcies
6. Provide an email address so your documentation can be emailed to you
Legal Information
Clifton Cameras Ltd is Registered in England and Wales. Company No. 5859660
Clifton Cameras is authorised and regulated by the Financial Conduct Authority, register number FRN728300 and act as a credit broker and not a lender. Finance is provided through the Deko platform by Omni Capital Retail Finance Limited. Omni Capital Retail Finance Limited is authorised and regulated by the Financial Conduct Authority (register number 720279).
Deko is a trading name of Pay4Later Ltd which act as a credit broker and not a lender. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to www.dekopay.com/support or visit www.dekopay.com.
